PESNIK MARKETING
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Privacy Policy

Last Updated: March 23, 2026

Pesnik Marketing LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Submit a funding application or inquiry through our website
  • Contact us via email or other communication channels
  • Subscribe to updates or marketing communications
  • Participate in surveys or provide feedback

This information may include:

  • Name and business name
  • Email address
  • Phone number (if voluntarily provided)
  • Business details and funding requirements
  • Financial information necessary to process funding applications

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

  • IP address and browser type
  • Pages visited and time spent on our site
  • Referring website addresses
  • Operating system and device information

How We Use Your Information

We use the information we collect to:

  • Process and evaluate funding applications
  • Communicate with you about our services and your inquiries
  • Send marketing communications (with your consent)
  • Improve our website and services
  • Comply with legal and regulatory requirements
  • Prevent fraud and maintain security

SMS & Text Message Communications

SMS Opt-In and Consent

By opting in to receive SMS/MMS messages from Pesnik Marketing LLC, you expressly consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS). These messages may include:

  • Funding offers and product updates
  • Financial service information
  • Business opportunities and promotional content
  • Account-related notifications

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.

Opt-Out Instructions: Reply STOP to opt out at any time. You will receive a confirmation message confirming your opt-out.

Help Information: Reply HELP for assistance or contact us at nikola@pesnikmarketing.com.

Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may still apply for funding and use our services without opting in to SMS communications.

Mobile Information Sharing Policy

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in:

  • Processing applications and underwriting decisions
  • Website hosting and technical infrastructure
  • Email and communication services
  • Analytics and business intelligence

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request, or to:

  • Comply with applicable laws and regulations
  • Respond to valid legal processes
  • Protect our rights, property, or safety
  • Prevent fraud or illegal activity

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections outlined in this policy.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and audits
  • Access controls and authentication requirements
  • Employee training on data protection practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we securely delete or anonymize it.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access: Request access to the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information (subject to legal retention requirements)
  • Opt-Out: Opt out of marketing communications at any time
  • Data Portability: Request a copy of your information in a structured format

To exercise these rights, please contact us at nikola@pesnikmarketing.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. You can control cookie settings through your browser preferences. Disabling cookies may limit certain website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Pesnik Marketing LLC
1333 Burr Ridge
Willowbrook, IL 60527
Email: nikola@pesnikmarketing.com

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